Home » Terms and Conditions

Terms and Conditions

The GG Insurance Services website (gginsurance.net) is owned and operated by General and Medical Finance Ltd (General and Medical) whose registered office is:

General and Medical House,
Napier Place,

GG Insurance Services

The GG Insurance Services website is provided free of charge and is subject to these Terms and Conditions. By using this website you agree to be bound by these Terms and Conditions. If you have any questions regarding these Terms and Conditions please see the Contact Us section of the website or address your letter to The Webmaster at the above address.

GG Insurance Services has taken every reasonable care to ensure that all the information on this site is correct and accurate. However, should any information on this site be technically inaccurate, or should there be any typographical errors, then GG Insurance Services excludes to the fullest extent permitted by law any liability howsoever arising from such technical inaccuracies or typographical errors.

The information on this website is directed for the use of any person living within the United Kingdom. Accordingly, all information within this site complies with the regulatory authorities requirements of those jurisdictions and is compliant under the law of England and Wales. This website can be accessed by persons outside of those jurisdictions and accordingly GG Insurance Services cannot confirm whether this site is compliant with any regulatory requirements or laws of such territories and accepts no liability for any user accessing this website outside of the territorial jurisdictions of the United Kingdom.

To the full extent permitted by law, you will agree that we will not be liable to you or any third party for any consequential or incidental damages (including but not limited to loss of revenue, loss of profits, loss of anticipated savings, wasted expenditure, loss of privacy and loss of data) or any other indirect, special or punitive damages whatsoever that arise out of or are related to the GG Insurance Services website.

Nothing in these Terms and Conditions shall exclude GG Insurance Services’ liability for personal injury or death caused by its negligence.

The GG Insurance Services website contains links to other websites. GG Insurance Services accepts no liability whatsoever for the information contained on these sites. Any links to the GG Insurance Services website are not permitted without our expressed consent.

Information on the GG Insurance Services website may be retrieved and stored on a computer screen or disk or printed format provided that all information and copyright or proprietary notices are kept intact. No licence is granted to you in these Terms and Conditions to use any trademark of GG Insurance Services without limitation.

Any personal data relating to you will only be used by GG Insurance Services in strict accordance with the Data Protection Law and within the guidelines of medical confidentiality.

If any provision of these Terms and Conditions is found to be invalid by any court having jurisdiction within the territories of England and Wales, the invalidity of that provision will not affect the validity of all other provisions within the Terms and Conditions which shall remain in effect and in full force.

If you breach these Terms and Conditions and GG Insurance Services take no immediate remedial action under the law, then GG Insurance Services retain its right to remedy at a later date in any situation where such a breach occurs.

Any person who is not a party to these Terms and Conditions shall have no right under the Contract (Rights of Third Parties) Act 1999 to enforce any of these Terms and Conditions but this shall not affect any right or remedy by a third party available under the Act.

These Terms and Conditions are governed by the laws of England and Wales.

Company Registration No. 2421641 England.

Refer a Friend Terms & Conditions

The Promotion is organised by GG Insurance Services (“GG Insurance”, “we”, “our”, “us “) which is a division of General & Medical Finance Limited, registered in England and Wales No 2421641, registered office General & Medical House, Napier Place, Peterborough, PE2 6XN.  Authorised and regulated by the Financial Conduct Authority No 579509.

You will be deemed to accept these terms if you accept Refer a Friend promotion (“the Promotion”).

GG Insurance reserves the right from time to time and at any time to cancel, discontinue, temporarily or permanently, or amend the Promotion or these rules with or without prior notice (including, without limitation, in the case of anticipated, suspected or actual fraud).

The most up to date version are available on our website www.gginsurance.net.

We shall process any personal information you provide to us as described in our privacy policy https://www.gginsurance.net/privacy-policy/.

The Promotion rules

When you buy annual GG Insurance from us with a premium over £300, you will receive a code unique to your business. When your friend or contact buys GG Insurance from us using this code, they will receive £ 50 off their annual GG insurance premium and you will get £ 50 credit towards your GG Insurance next renewal. The credit will be deducted from your next renewal annual premium.

The friend you introduce must purchase an annual GG Insurance policy with a premium over £ 300 and must hold their policy for 30 days and pay their first premium when due.

There is no limit to the number of friends you can refer, the more friends you refer, the more credits you get towards your renewal, up to having a completely free insurance renewal.

If you go beyond a zero renewal premium in terms of credits, we cannot offer a direct financial credit/refund, but we could start enhancing your coverage by an equivalent amount (for example higher limits or additional covers). We will discuss this with you if you get to this point.

If you do not renew with us, or cancel your policy mid-term, you will not be owed the renewal credit.

The code will be sent to you by email. You must provide a valid email address. We will not be responsible for an invalid email address or other technical problems relating to non–delivery and non–receipt of emails.

Offer ends 31st July 2021.

General legal terms

To qualify for the Promotion you must be aged 18 years or over.

The Promotion is non-transferable, and there is no cash alternative.

This offer cannot be used in conjunction with any other offer.

To qualify for the Promotion, you must not be in breach of your GG insurance Terms & Conditions.

GG Insurance accepts no liability whatsoever for any damage, loss, or disappointment incurred or suffered by you as a result of participating in the Promotion.

In the event of any dispute regarding the rules, notice, conduct or result of the Promotion, the decision of GG Insurance shall be final and binding and no other correspondence or discussion shall be entered into.

These terms shall be governed by English law. GG Insurance and you agree to submit to the exclusive jurisdiction of the courts of England to resolve any legal matter arising from these terms.

February 2021